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Why should I choose to invest with Kaleido rather than my bank?


The RESP has been at the heart of our activities for over 55 years. It’s our area of expertise and we know it inside out. Our team is dedicated to helping parents put their kids through school, and choosing Kaleido offers several advantages:

  • A partner you can count on every step of the way: from the moment you start saving to your child’s years as a post-secondary student.
  • The guaranteed refund of your savings at plan maturity, which is not always the case with banks or other financial institutions.
  • Flexible RESPs for hassle-free savings, with access to 100% of your funds the moment your child enrols in post-secondary education.1
  • Peace of mind knowing you’re getting every penny your child is entitled to in grant money.2
  • Access to the Stepping Stone Program, which offers family coaching to support you in your parental role.3

The Stepping Stone Program is an exclusive advantage for Kaleido subscribers and offers family coaching from a professional team in the field of education. This service gives you access to six hours of counselling annually so you can acquire the tools to support your child through any situation, whether ADHD, bullying, oppositional defiant disorder, speech disorders, learning difficulties, and several others.3

As a non-profit organization, any surplus that isn’t required to maintain or develop Kaleido goes back to our beneficiaries directly—not shareholders.

We care about doing business responsibly, which is why we only partner with portfolio managers who are signatories to the United Nations Principles for Responsible Investment (PRI). This commitment translates into proper consideration of environmental, social and governance (ESG) risk factors when making investment decisions.

At Kaleido, we go beyond education savings, because we firmly believe financial means aren’t the only resource parents need to help their children build the future they want!


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Legal Notes

1. Subject to the provisions under the Income Tax Act (Canada).

2. Contingent on the receipt of the required grant application authorization.

3. Certain conditions and restrictions apply.

* Our lawyers insist that we mention the identities marked with an asterisk are fictitious and only serve to present the most frequently asked questions. We understand your concerns well, so we took the lead. The answers, for their part, are all very real.