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How do you calculate the EAP amounts payable each year, both for the REFLEX Plan and the UNIVERSITAS Plan?


We calculate the value per unit of EAPs the same way for both the REFLEX and UNIVERSITAS group plans.

However, several variables influence these amounts and can differ from one plan to the other, such as each plan’s investment performance and the number of beneficiaries who qualify for EAPs.

For further details, please call our Customer Service at 1 877 710-7377. Our agents can give you precise information regarding your file.