COVID-19: Information regarding our operations
Under both our group plans (REFLEX and UNIVERSITAS), a beneficiary who is less than 21 years of age can be replaced by another beneficiary also younger than 21 years old.
Please note that certain conditions apply with regard to the transfer of government grants in the case of beneficiary changes. If you have an INDIVIDUAL Plan, other terms and conditions could also apply.
For more information on this type of change, contact our Customer Service at 1 877-710-7377.