Times have changed; so have we! Discover why Universitas has become Kaleido.
If you hold a group RESP (REFLEX or UNIVERSITAS) and choose to cancel your plan before it reaches maturity, you will get your contributions back, less the sales charges already paid. These sales charges could be credited if ever you open a new RESP with Kaleido.
If you wish to make changes to your contract, we invite you to contact our Customer Service at 1 877 710-7377; our agents are there to help and will provide you with all the details you need to make an informed decision.