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Good news! Amounts received from an RESP do not affect the calculation of student financial assistance (loans and bursaries) in Quebec.1
Therefore, if your child is eligible for financial assistance from the Government of Quebec, having an RESP will have no impact on the amount he could receive in loans or grants for school.
1. To learn more about the eligibility requirements to receive student financial assistance outside the province of Quebec, we recommend you check with the financial assistance program offered in your province.