At Kaleido, responsible investing is more than just a goal—it is measurable actions and a proven track record of returns.
Responsible investing seeks to build long-term value for society by considering financial factors alongside the following ESG criteria:
Many people believe that choosing responsible financial products means compromising on returns. This is not true.
Companies that meet ESG criteria are generally better managed and better equipped to cope with market volatility. The result: more stable and higher-performing investments1 over the long term.
The data confirms this: sustainable funds have historically outperformed traditional funds.1 Investing responsibly doesn’t mean sacrificing returns. It means building them on a more solid foundation.
Our line of IDEO+ individual REEE plans is designed for families who are not willing to choose between returns and responsibility, allowing you to align your investments with your values.
Because, in addition to optimizing your savings, particularly through flexible management of your RESP, our investment strategy is guided by our sustainable investment policy.
Our IDEO+ Responsible portfolio goes beyond our policy by integrating impact investing principles designed to generate positive environmental and social impacts.
This strategy is centred on tracking certain United Nations Sustainable Development Goals (SDGs), which help us measure the impact of our investment decisions in concrete terms, along with an ambitious commitment to maintain a carbon intensity 40% below the benchmark index.
At Kaleido, we turn words into action. That is why we rigorously measure the impact of our efforts in responsible investing.
Here are the numbers as of December 31, 2024:
Would you like to learn more about responsible investing?
Having good intentions is great. But putting them into practice is even better. This is why our strategy is based on a rigorous sustainable investment policy grounded in sound principles, transparent management, and a clear objective: to build a better future for all. Here’s how we do it.
100% of our assets are managed by asset managers who have signed the Principles for Responsible Investment (PRI), an initiative supported by the United Nations.
These managers have committed to incorporating ESG factors into their investment decisions and to reporting on their actions annually.
We care deeply about key issues such as fighting climate change and supporting children’s education and well-being. These align perfectly with the goal of the IDEO+ Responsible plan, which is designed to generate concrete positive impacts on both of these fronts.
All of our investment strategies prioritize companies that actively work to limit their impact on the environment and society, while excluding those whose activities are deemed harmful, such as the tobacco industry and the military or offensive weapons industry.
Choosing to invest in your children’s future is an excellent decision, especially when the product you choose aligns with both your values and your budget!
At Kaleido, responsible investing is part of our commitment. After all, we help families build a future they can be proud of.
In addition to being profitable, sustainable investing can even outperform traditional investments over the long term. Companies that meet environmental, social, and governance (ESG) criteria are generally better managed and better equipped to weather market fluctuations, which can result in more stable and higher-performing investments.
Yes! Choosing responsible investing does not mean sacrificing returns. At Kaleido, our portfolios incorporate ESG criteria without compromising financial performance. In fact, companies that meet these criteria tend to manage their risks more effectively, which contributes to the long-term stability and growth of your savings.
ESG (environmental, social, and governance) criteria make it possible to evaluate a company beyond its financial results: its impact on the environment, how it treats its employees, and the transparency of its management. At Kaleido, these criteria are integrated into 100% of our portfolios.
This refers to the amount of greenhouse gas emissions generated by a company and, by extension, by all the companies that make up an investment portfolio. The carbon intensity of portfolios is calculated by dividing the companies’ CO2 emissions by their revenue. It is a metric of an entity’s carbon footprint and serves as a key indicator of the environmental sustainability of a fund or investment.
Green bonds are debt securities issued to finance environmentally sustainable projects that have a positive impact on the environment (e.g., initiatives aimed at reducing greenhouse gas emissions or promoting renewable energy).
Sustainable bonds, on the other hand, are linked to projects aimed at generating positive environmental and social impacts.