Just as more than 150,000 parents, you can choose simplicity with Kaleido’s Registered Education Savings Plans (RESPs).
At Kaleido, you can manage your RESP on your own or with the help of our team—it’s up to you! Enjoy peace of mind knowing that your savings are optimized and protected, so you can empower your child to pursue their ambitions and reach their full potential.
With more than 60 years of experience, Kaleido stands out from other RESP providers thanks to its flexible, accessible, and personalized approach to simplifying education savings for families.
Our IDEO+ Individual RESPs are designed to fit your family’s lifestyle, so you can contribute at your own pace, based on your budget. No sales charges and no redemption fees: every dollar you save goes toward your child’s future.
From opening your RESP to making withdrawals for education expenses, the Kaleido Client Space lets you manage your account easily, quickly, and securely.
Kaleido has been around since before the Registered Education Savings Plan was created—it’s part of our story. As a result, our team fully understands how RESPs work and provides you with advice tailored to your financial and family situation.
Your RESP automatically adapts to your child’s age: it makes growth the priority when your child is young, then gradually shifts toward safety as the time for withdrawal approaches. Kaleido’s adaptive management approach helps balance return and risk, so you can move forward with confidence.
Kaleido gives you access to a wide range of advice and benefits at no charge (or at discounted rates) designed to support every child’s academic success and help every family maintain a healthy balance in their daily lives.
At Kaleido, we help your RESP grow while giving your savings a purpose. To make a positive impact on society, we apply responsible investment principles across all our Registered Education Savings Plans.
This means that your savings can help build a more sustainable future for young people.
Yes. Kaleido has been helping families in Quebec and New Brunswick save for their children’s education for over 60 years. Our Registered Education Savings Plans are designed with local realities in mind and are based on a structured, flexible approach, supported by digital services and personalized guidance at every step.
Unlike general-purpose financial institutions, Kaleido focuses exclusively on education savings. This specialization allows us to offer strategies tailored to families’ needs, flexible savings management, and personalized support, which maximizes the potential of the RESP.
No. Kaleido simplifies the process by allowing you to request Educational Assistance Payments (EAPs) directly from your Client Space. There are thousands of eligible post-secondary programs through which you can access your funds. A simple proof of enrolment is sufficient to initiate the disbursement process.
Kaleido focuses on individual RESP accounts with investment profiles ranging from conservative to balanced, combined with investment management that evolves according to the beneficiary’s age: the savings aim for growth when the child is young, then gradually shift toward safety as the time for post-secondary education approaches. This approach makes it possible to reduce risk at the right time and protect accumulated funds.
Kaleido combines experience, accessibility, and simplicity. Through a combination of personal and digital support, our team guides families with advice tailored to their specific circumstances, using a structured and strategic approach designed to help them grow and protect their education savings, so they can move forward with confidence into the future.