I want to become a client

You can open a registered education savings plan (RESP) if:

• you are 18 years of age or older and have a valid Social Insurance Number (SIN);
• your beneficiary has a valid SIN;
• your beneficiary resides in Quebec or New Brunswick.

Note that you can open an RESP for a child of whom you are not the parent, but you’ll need to have the information of the person responsible for the child (usually the person receiving the Canada Child Benefit).

You can open an RESP without making contributions. However, to make the most of the generous government grants and reach your savings goal for your child, we recommend that you plan your contributions as soon as possible.

• Your complete contact information, including a valid e-mail address. 
• Your Social Insurance Number (SIN).
• Your bank details.
• Certain information about your financial situation and risk tolerance to establish your investor profile.
• Your beneficiary’s full name, SIN and date of birth.

If you’re not the person responsible for the child (the one receiving the Canada Child Benefit), you’ll also need their name, SIN and e-mail address. This information is required to confirm eligibility for all grants.

Yes, of course! Your information is automatically saved and stored securely until you log on again. 

Opening an RESP online should take about 15 to 20 minutes. Your identity will then be automatically validated in less than an hour, after which all you have to do is sign your documents electronically.

Make sure you have all the information you need to facilitate the process. If you have any questions along the way, you can always click on “Need help” to contact us.