Say yes to generous grants!
It pays to contribute to your RESP before the end of the year
Your child's future starts today. Contribute to your RESP before the end of the year to take advantage of generous government grants ranging from 20% to 60%1 on every dollar invested. Don't miss out Seize this gift to give your child the means to succeed!
Up to $12,800 per child2 available to you with a registered education savings plan (RESP).
Our top tips will help you get more for your loved one’s post-secondary3 education. After all, RESPs have been our specialty since 1964! 😉
How to take advantage of your RESP
- Ask us for a personalized assessment so you can maximize the growth of your RESP. Depending on your situation and your beneficiary’s current age, we will help you maximize your government grants.
- Schedule monthly automatic contributions to your IDEO+ RESP to take advantage of the capital and returns that accumulate month after month.
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Catch up on years when you did not contribute! We’ll help you recover extra dollars if you have unused contribution room from previous years!4
Becoming a Kaleido client pays off!
It's simple! Contribute to an IDEO+ RESP by the end of the year for a chance to win.5
Calculate how much your RESP could earn6
Save now and make the most of the grants.
Estimated time: 5 minutes
Contribute now. The RESP will help you pay the bill tomorrow!
You can contact us right now at 1-877-710-7377
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1. Canada Education Savings Grant (CESG) of 20% to 40%. Based on adjusted family net income. Quebec Education Savings Incentive (QESI) of 10% to 20%. Based on adjusted family net income. Certain conditions apply. Check out our prospectus at kaleido.ca.
2. Canada Education Savings Grant (CESG) of 20-40% and Quebec Education Savings Incentive (QESI) of 10-20%. Based on adjusted family net income. The maximum annual CESG payment is $600, and the maximum annual QESI payment is $300. The maximum lifetime contribution per beneficiary is $7,200 for the CESG and $3,600 for the QESI. Canada Learning Bond (CLB) of up to $2,000 per beneficiary for a child born after December 31, 2003, whose family is financially eligible. Certain conditions apply. Check out our prospectus at kaleido.ca.
3. Certain conditions apply. For the complete list of eligible post-secondary programs, see our prospectus at kaleido.ca.
4. Basic Canada Education Savings Grant (CESG) is 20% and basic Quebec Education Savings Incentive (QESI) is 10%. The annual limit in basic CESG is $500 ($1,000 if unclaimed grants from previous years) and $250 in basic QESI ($500 if unclaimed grants from previous years). Additional CESG from 10% to 20% and additional QESI from 5% to 10%, based on adjusted family net income. The maximum cumulative lifetime amount per beneficiary is $7,200 in CESG and $3,600 in QESI. Certain conditions apply; see our prospectus.
5. No purchase or consideration necessary. Contest open from April 3, 2023, to December 28, 2023, inclusively for Kaleido customers. Total prize value: $3,000. Three draws will be held on the following dates: June 15, 2023, October 5, 2023, and January 18, 2024. For all details and conditions, read the contest rules.
6. The information presented here is for illustration purposes only and does not guarantee the future performance of IDEO+ plans.