Get maximum
grant money
It pays to be consistent and persistent about saving money
Slow and steady wins the race! Whether your budget is large or small, it’s best to start saving early to make your savings grow and take advantage of generous government grants ranging from 20% to 60%1 on every dollar invested.
Up to $12,800 per child2 available to you with a registered education savings plan (RESP).
Our top tips will help you get more for your loved one’s post-secondary education. More today means more for tomorrow!
How to make the most of your RESP and win the race
- Ask us for a personalized assessment so you can take advantage of the full potential of an RESP. Depending on your situation and your beneficiary’s current age, we will help you maximize your government grants.
- Schedule monthly automatic contributions to your IDEO+ RESP to take advantage of the capital and returns that accumulate month after month.
I want to become a customer
I’m already a customer
What can you do with your tax return?
—This webinar is in French only—
Discover the strategies used by Financial Services Professor Yannick Lupien for maximum benefit.
Becoming a Kaleido client pays off!
Contribute to an IDEO+ RESP by the end of the year for a chance to win one of three RESPs worth $1,000 each.3
Did you know?
Catch up on years when you did not contribute! We’ll help you recover extra dollars if you have unused contribution room from previous years!4
Calculate how much your RESP could earn5
Save now and make the most of the grants.
Estimated time: 5 minutes
Contribute early to get more at the finish line!
You can contact us right now at 1-877-710-7377
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I’m already a costumer
1. Canada Education Savings Grant (CESG) of 20% to 40%. Based on adjusted family net income. Quebec Education Savings Incentive (QESI) of 10% to 20%. Based on adjusted family net income. Certain conditions apply. Check out our prospectus at kaleido.ca.
2. Canada Education Savings Grant (CESG) of 20-40% and Quebec Education Savings Incentive (QESI) of 10-20%. Based on adjusted family net income. The maximum annual CESG payment is $600, and the maximum annual QESI payment is $300. The maximum lifetime contribution per beneficiary is $7,200 for the CESG and $3,600 for the QESI. Canada Learning Bond (CLB) of up to $2,000 per beneficiary for a child born after December 31, 2003, whose family is financially eligible. Certain conditions apply. Check out our prospectus at kaleido.ca.
3. No purchase or consideration necessary. Contest open from April 3, 2023, to December 28, 2023, inclusively for Kaleido customers. Total prize value: $3,000. Three draws will be held on the following dates: June 15, 2023, October 5, 2023, and January 18, 2024. For all details and conditions, read the contest rules.
4. Basic Canada Education Savings Grant (CESG) is 20% and basic Quebec Education Savings Incentive (QESI) is 10%. The annual limit in basic CESG is $500 ($1,000 if unclaimed grants from previous years) and $250 in basic QESI ($500 if unclaimed grants from previous years). Additional CESG from 10% to 20% and additional QESI from 5% to 10%, based on adjusted family net income. The maximum cumulative lifetime amount per beneficiary is $7,200 in CESG and $3,600 in QESI. Certain conditions apply; see our prospectus.
5. The information presented here is for illustration purposes only and does not guarantee the future performance of IDEO+ plans.