To build a financial cushion that brings peace of mind | Maximization

Boost your grant income

To build a financial cushion that brings peace of mind.

 

Are you aware of how profitable an RESP can be?

Reach maximum grant,  up to $7501 per year, or even $1,500 if you have unused contribution room. Find out more!

Take advantage of government grants of 30% to 60%2 (and 20% to 40% in New Brunswick) on every dollar invested in your RESP. Who can beat that?

Receive up to $12,800 per child3 to build a MORE comfortable cushion for a promising future.

Trust our specialists to receive all your grants.

I want to become a customer

Discover the Kaleido RESP

I'm already a customer

Maximize my RESP

Desk and calculator to maximize your RESP

How to build your financial cushion

  1. Make an appointment to get a real strategy for growing your RESP based on your situation and your child's current age.
  2. Schedule automatic monthly withdrawals to take advantage of faster growth with returns that accumulate month after month.

I want to become a customer

Discover the Kaleido RESP

I'm already a customer

Maximize my RESP

Contest: A Cushion for Tomorrow - 3 RESPs of 1000$

A reassuring financial cushion for parents and children

Enter for a chance to win one of three RESPs worth $1,000 each4.

Contribute early! MORE today means MORE for tomorrow.

Calculate how much your RESP could earn–and with no effort on your part5.

about 5 min

I want to become a customer

Discover the Kaleido RESP

I'm already a customer

Maximize my RESP

Would you prefer to call us now?

1 855 476-7088 

 

Opening hours of our customer relations centre:

Monday and Tuesday, 8 a.m. to 7 p.m.
Wednesday, 8 a.m. to 5 p.m.
Thursday, 10 a.m. to 5 p.m.
Friday, 8 a.m. to 5 p.m

Legal Notes
1. Canada Education Savings Grant (CESG) of 20% to 40%. Based on adjusted family net income. Quebec Education Savings Incentive (QESI) of 10% to 20%. Based on adjusted family net income. Certain conditions apply. Check out our prospectus at kaleido.ca.

 

2. Basic Canada Education Savings Grant (CESG) of 20% and basic Quebec Education Savings Incentive (QESI) of 10%. The maximum annual amount paid under the basic CESG is $500 ($1,000 if there is unused entitlement from a previous year) and $250 under the basic QESI ($500 if there is unused entitlement from a previous year). Additional CESG of 10–20% and Additional QESI of 5–10%, based on adjusted family net income. The cumulative lifetime maximum per beneficiary is $7,200 for CESGs and $3,600 for QESIs. Certain conditions apply. Consult our prospectus at kaleido.ca.

 

3. Canada Education Savings Grant (CESG) of 20-40% and Quebec Education Savings Incentive (QESI) of 10-20%. Based on adjusted family net income. The maximum annual CESG payment is $600, and the maximum annual QESI payment is $300. The maximum lifetime contribution per beneficiary is $7,200 for the CESG and $3,600 for the QESI. Canada Learning Bond (CLB) of up to $2,000 per beneficiary for a child born after December 31, 2003, whose family is financially eligible. Certain conditions apply. Check out our prospectus at kaleido.ca.

 

4. No purchase or consideration required. Contest open from April 8 to December 28, 2024, inclusively for Kaleido customers. Total value of prizes: 3,000 (three prizes worth $1,000 each). Draws will take place on the following dates: June 20, 2024, October 10, 2024, and January 15, 2025. For full details and conditions, see the contest rules. 

 

5. The results shown are for illustration only and are not a guarantee of the selected IDEO+ plan’s future performance.