MORE today
means MORE for tomorrow!
A good start in life!
Generous government grants ranging from 20% to 60%1 on every dollar invested.
Up to $12,800 per child2 available to you with an RESP ($9,200 in New Brunswick).
Don’t leave money on the table! You’re entitled to it.
How to make the most of your RESP
- Ask us for a personalized evaluation to get de most out of your investment. We can advise you on the options available to you based on your situation and the current age of your beneficiary.
- Top up your contributions to your RESP by December 31, 2023, to get the maximum amount of government grants.
Did you know?
You may even be able to recover extra dollars if you have unused contribution room from previous years!3
Calculate how much your RESP could earn4
Save now and make the most of the grants.
Estimated time: 5 minutes
One more deposit today can make all the difference tomorrow.
You can also contact us right now
at 1-877-710-7377
1. Canada Education Savings Grant (CESG) of 20% to 40%. Based on adjusted family net income. Quebec Education Savings Incentive (QESI) of 10% to 20%. Based on adjusted family net income. Certain conditions apply. Check out our prospectus at kaleido.ca.
2. Canada Education Savings Grant (CESG) of 20-40% and Quebec Education Savings Incentive (QESI) of 10-20%. Based on adjusted family net income. The maximum annual CESG payment is $600, and the maximum annual QESI payment is $300. The maximum lifetime contribution per beneficiary is $7,200 for the CESG and $3,600 for the QESI. Canada Learning Bond (CLB) of up to $2,000 per beneficiary for a child born after December 31, 2003, whose family is financially eligible. Certain conditions apply. Check out our prospectus at kaleido.ca.
3. Basic Canada Education Savings Grant (CESG) is 20% and basic Quebec Education Savings Incentive (QESI) is 10%. The annual limit in basic CESG is $500 ($1,000 if unclaimed grants from previous years) and $250 in basic QESI ($500 if unclaimed grants from previous years). Additional CESG from 10% to 20% and additional QESI from 5% to 10%, based on adjusted family net income. The maximum cumulative lifetime amount per beneficiary is $7,200 in CESG and $3,600 in QESI. Certain conditions apply; see our prospectus.
4. The information presented here is for illustration purposes only and does not guarantee the future performance of IDEO+ plans.